Renewal

When you want to change banks to access a better rate and/or better terms.

Terms

When you loan reaches term, you can change banks at no cost, but only if your balance and amortization remain the same!

A point to consider

Unlike refinancing, you cannot take out equity from your property. The good news is that making a simple transfer from one institution to another allows you to keep a better rate compared with those offered for refinancing.

Partner institutions

Here are some of the financial institutions we survey for you:

Canada Trust
First National
Merix
Scotiabank
Equitable Bank
B2B Bank
MCap
Home Trust
Manuvie
Desjardins
SimpliciT

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